The choices are: Buildings, Contents and Personal Possessions. (Personal Possessions can only be included in your policy if Contents has already been selected).

If you have a mortgage it will almost certainly be a requirement of the mortgage company to have insurance for the buildings. Home Insurance will provide you with ‘peace of mind’ knowing that your buildings and contents are covered against events such as theft, fire and flood.

Buildings insurance covers the structure of the home together with its fixtures and fittings. Contents insurance covers the contents of the home, items that you would take with you if you moved home.

Yes, if you insure both Buildings and Contents with us, you will benefit from a reduced premium.